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Tuesday, February 17, 2009

Divorce Online Sevice - Why Should We Lose Money And Time Applying For Divorce?

Attempts to use the worldwide Web as an effective means of struggle against bureaucracy are undertaken constantly and sometimes successfully. Today it is possible to fill in a tax declaration, apply for bankruptcy or to receive a legal consultation. And lately there are sites offering online divorce services.

It is usually easier to marry than to divorce, especially if the spouses who wish to do so must divide their common property as well.

Divorce is extremely difficult business in rich families. For wealthy Americans in this case, it is accepted that the former husband or wife may pay rather large sums of money for the divorce process. It is not enough that the divorce in itself involves strong emotional stress, so they also pay an extra thousand on top of the $10-20,000 to lawyers to carry out this occupation, and sometimes it is even more.

Why should we lose the money and time applying for divorce, if there is the cheap and fast alternative - divorce online. You find the site, take your mouse, you press on the button - and you are a divorced person. With a minimum of formalities, as in Las Vegas, for the conclusion of a failed marriage appears the divorce.

To terminate a marriage on site, a couple wanting to apply for divorce need only a credit card and a computer with access to the Internet. The divorce case was finished within 30 minutes and cost $199.

People who hate discussing and relaying specific instances in dialogues with lawyers use the services of the site. In the virtual world of divorce, the couple that does not require court, after inputting all necessary data for divorce, merely prints the forms, signs them, and sends them to the judge. That is all.

The high cost of lawyers has not forced people to refuse divorce. The deep reasons for divorce lie in the emotional - sensual sphere. The most painful and unpleasant situation is dialogue with a third party hired to engage in and bear your personal problems in general divorce discussion.

The founder and head of a company like Legalhelper.org that supplies online documents for divorce disagrees with the opinion of opponents that cheap divorce can minimize the importance of divorce. It is true that the divorce will cost them only $199 but this will not push the majority of people to end less-considered marriages faster and more often. Similarly, the high cost of lawyers has not forced people to refuse divorce. The deep reasons for divorce lie in the emotional - sensual sphere. The most painful and unpleasant situation is dialogue with a third party hired to engage in and bear your personal problems in general discussion.

Note that Legalhelper.net provides an easy-to-use, quick, and economical online method for creating completed legal forms from its site for your uncontested divorce (either no-fault divorce or fault divorce).

James Wood - Software programmer for 15 years

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Saturday, February 14, 2009

Divorce Help: Vital Steps to Recovering From a Divorce

The very first thing you must realize is that you will not die because of divorce. It has happened to millions of people before you and it will happen to millions of people after you.

Although divorce cause severe emotional pain, you must believe that you will get over it. Of course, it takes time, but you will eventually recover and find love again. It is very important that you understand this.

It is crucial to understand that the marriage is over. It is vital that you immediately let go of the other person and begin setting your own life in order.

You must not think about pain or dwell upon what was yesterday. The more you think about the past the worse it will hurt, and the longer it will take for you to recover.

You must think about yourself. You cannot allow yourself to just sit and waste away. You need to take hold of yourself and go on living.

In order to counter bad feelings, you must keep yourself busy - clean your house, wash your car, write out a budget, study or go to work. Keep yourself moving and working on the kinds of things that make you happy.

It is extremely important that you express the feelings of anger you are carrying or they will eat you alive. The best way to deal with anger is to know exactly what you are angry about and then choose the most suitable way to express your anger to the person that has made you angry.

Another important thing in recovering from a divorce is to eliminate the feelings of guilt from your mind as quickly as they come into sight. Simply tell yourself that your marriage did not work out. You must forget about your ex as quickly as you possibly can!

Of course all of this is much easier said than done, but these things you must do, and you must do them right away.

To recover from the trauma of divorce, you must allow enough time for the healing process to be completed and be positive that tomorrow will be a happier day for you.

Alex Fir shares a wealth of information on his website http://www.divorce-information-center.info. If you want to learn more about divorce help visit Divorce Help Center today.

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Monday, February 2, 2009

Hidden Dangers of Divorce for the Naive and What to Do to Make a Better Divorce

The system of family law is inherently flawed. It is adversarial where it need not be, and when it needs to be strong it often fails the client. Civil Codes and family laws are ignored. Lawyers perjure themselves for their clients, make character assassinations and other heinous acts as routine as filing a motion. Lawyers are abusive, expensive and when they become the problem instead of the solution, it's time to say so.

I first learned this in my own divorce - where better to learn than firsthand?

I was caught in a huge attempt at concealing fraud, with my husband and his attorney in collusion to conceal it, then Kafkaesquelike, planning to blame it on me. They announced this at a settlement conference when asked by the pro tem judge, "Why are you going to trial, there is evidence of the fraud?"

With breathtaking nonchalance, opposing counsel prepared to assist my husband in implicating me in fraud.

At the time I thought I was the only one anything like this happened to. Over the years I have come to learn how common it is.

It took a lot of discovery to unearth the fraud including subpoeanas of clients. I won, but the cost was high. If opposing counsel not been so malignant in encouraging the fraud upon the court, it is possible we might have settled. But how would he earn his $350.00 an hour if we settle? Greed and ego play a big part in the cash cow known as family law. After losing at trial, he wanted an appeal, which they lost. Still on the warpath, opposing counsel wanted to go to the Supreme Court. However by now, my ex had spent enough on his losing battle and stopped the war.

Recently in Dallas there was a judge so incompetent she thought she had the right to eliminate evidence proving sexual abuse. She was exposed and did not get re-elected, but the trauma to the people in her court is severe and they suffer still.

In California, I recently read a transcript where the judge knowingly begins a trial at the wrong time and without both sides present. He ignores this and proceeds without the mother. This was a custody trial. Can you imagine the lack of judicial ethics to begin a trial at the wrong time? Due process? Gone. Constitutional rights? Ignored. This is family court.

In another case, a Silicon Valley attorney announces she is a 'prima donna' as if that excuses her abusive treatment of clients, and worse, the outrageous billing for doing nothing. She told one client: "Don't do discovery. Go ahead and lose and we'll get the money later." Really? I hope one of her clients files a bar complaint or sues for malpractice. She should be flipping burgers not bon mots.

In My Divorce

Shocked, stunned and filled with rage at the lack of human compassion, at the malignancy that was this process, I felt trapped. But slowly, a change was washing over me. The more I learned about narcissism and evil, the more I gladly wore the badge they pinned on me labeled "target" . They were working very hard to "get me", so hard that they had to recreate a world in which I am expendable and they are to get their way. Oh, dear husband, you never focused on me during the marriage as you did then. With humor and grace, as Richard Cohen puts it, I look with amusement at how much time, energy and money he directed at me now.

I was distraught, depressed and angry. Alexander Hamilton said, "The first duty of society is justice." Where the hell was it?

Divorce lawyers taught me not only are women supposed to be inferior, they run their cases as if we actually are. Divorce is a paternalistic system, even with many female attorneys. It is built on control, concealment of information, and a swirl of paperwork that makes the process understood only by the anointed few.

Sometimes I think "law" is an acronym for lawyers against women. While all the men exit stage left, let me say I also believe the law can be an equal opportunity bastard and be unjust, unfair and biased against anyone or anything.

Why is Divorce Often Harder for Women?

Women are not trained to fight and divorce can be war. Women do not believe it will get dirty and nasty. They do not see their spouse as one who can and will do things which harm everyone including the children. But when money and ego are involved spouses can act without a conscience. You may be amazed at the transformation of your spouse, morphing from someone you knew as kind and compassionate to a stranger who fights with a passion.

With an aggressive, greed driven attorney behind him, he can become brainwashed and encouraged to whip himself into a frenzy.

Money translates into power in the legal system. It allows those who want to punish their spouses the ability to do so legally. As long as there is money, there is someone to represent them.

Inquiring minds want to know: is it possible to have a positive legal experience when dealing with a group of people who believe the truth is a manipulative?

Maybe. Find out more at http://www.divorceandlawyers.com or http://www.narcissisticabuse.com where Ann Bradley, M.A. shares her experience and information.

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Tuesday, January 27, 2009

5 Divorce Minefields ...Role Of The Certified Divorce Financial Planner

Over 50% of married couples re-join the ranks of the un-married. Love, and relationship building, may be fickle stuff. But, it's pale soup compared to the dark complexities of asset carve-outs and divorce settlements when matters of money, tax and law intersect. Possibility for mistakes? Absolutely, unless couples hire an expert form the emerging class of certified divorce financial analysts. Getting married is like a stroll in the rose garden.

Getting a divorce is an open "minefield" of dangers to know about.

Divorce Minefield #1 - The Family Home. "You take the home...I'll take the bank accounts, the 401.K and the kids...50-50 split, OK?" Hold on. What looks like a ledger balance may contain some lurking tax issues which a divorce specialist financial advisor needs to identify. A divorce decree may be the "end of the road" position, but couples may wait for much of a year before a judge rules. Meanwhile, older appraisals of the family home may be completely out-of-line with either rises or declines in the local property market values.

* What The Certified Divorce Financial Planner Advises. Fluid values, like the housing and stock markets, mean that you and your financial investment management advisor need to consider (a). whether to sell the house while you're still married in order to fully shield you from capital gains taxes or...

(b). re-title the house in your name...but introduce restrictive covenants or terms and conditions within the divorce decree to shield a future home sale from capital gains tax liability.

Divorce Minefield #2 - Market Investments, 401.K Retirement Accounts. Getting into the numbers, and knowing what to look for, is the meat-and-gravy diet of certified divorce financial analysts.

* Stock Portfolios. A stock portfolio, in real time, is a composition in value. Dividing a stock portfolio, as a divorce investment management analyst will point out, requires stopping trading activity and then doing a trade-by-trade analysis for losses and/or capital gains tax liabilities in order to determine a true, fair and current portfolio value. And what about valuing hedge funds and their portfolios of private equity companies, mutual funds and the slippery-slope of stock-options? Any and all financial assets have to be wrung-out of their market activity focus and examined for net present value.

401.K Employer Funded Retirement Accounts. Determining future values of the tax-deferred 401.K plans...and then comparing those values with real property assets may lead to unsuspected imbalances. So, what do couples need to know? The handy certified divorce financial planner will advise that couples need a Qualified Domestic Relations order...ordered by a court of competent jurisdiction and approved by the named employer. And what does this QDRO court order do? This court order creates the rules for making transfers to an IRA account...or making early withdrawals under age 59 ½ without the customary 10% penalty tax, albeit with ordinary income tax imposed on the withdrawal. Advice? Get the QDRO court document ASAP and prior to the divorce in order to lock-in benefits. Your divorced financial advisor will point out that this detail, the QDRO, only applies to 401.K portfolio accounts...transfers between IRA account occur without penalty tax.

Divorce Minefield #3 - Who Gets The Kids...And The Tax Breaks? A simple question. But, huge drama and emotional complexity when parceling out kids and future lives, designated spousal visitation rights and so on. Yet, the rules for expense deductions are clear: only one (1) parent, the legal guardian, can take deductions for the kids as "dependents" on the annual tax returns.

Divorce Minefield #4 - Alimony Payments. The flip-flop nature of the tax code reveals itself, as the certified divorce financial analyst will point out. The party "paying" alimony can deduct the payments. However, the party "receiving" alimony payments must report the incoming payments as ordinary income, and pay tax. "Fair is fair" coming from an emotional roller coaster divorce action is not a defensible argument when it comes to facing the tax man.

* Hot Tip For Keeping The Alimony Payments Flowing. Your divorce financial advisor will recommend that the "alimony receiving" spouse take out a simple term life insurance policy on her ex...creating a back-up that future payments will be delivered, even if the paying spouse dies.

Divorce Minefield #5 - Wills And Trusts. Nothing fouls the divorce works better than out-dated wills and trust documents. Advice? Correct and refresh all family estate documents, by having your certified divorce financial analyst meet with local competent estate and divorce lawyers.

Bottom line: Discover "divorce made easier...and smarter" via the new breed of certified divorce financial planners. Please go to the following links for up-to-date information.

Divorce Attorney: http://www.wise4living.com/ldivatt/

State Divorce Law: http://www.wise4living.com/ldivstate/

Author Robin Derry is publisher for http://www.wise4living.com/ a specialty knowledge site that gives insights and solutions on certified financial divorce analysts, spendthrift trusts and family law legal needs, digital hearing aids, plasma and LCD TV stand design trends, wall mount and TV ceiling mount systems, cat fencing, underground dog fence solutions, wireless and radio dog fence technologies, dog runs and deer fence pet containment fences, outdoor deck planter box designs, deck lighting solutions, outdoor deck railing ideas, advice on building deck stairs, home and gardening projects such as decks and deer fencing, HDTV and home entertainment systems, specialty academic camps, auto tire and wheels technology trends, medical spas, technology trends, unique gift designs, technology gifts, tips for families committed to youth summer camps, body health, household, sport, travel, footwear, education, and much more.

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Tuesday, January 13, 2009

Get Over A Divorce and Prepare for Divorce Recovery!

It can be difficult to get over a divorce and cope with a divorce when you are in pain. A ton of emotions and indecisiveness consumes you. There is a simple process to help the serious individual get over a divorce.

Very few people stay with the same individual for over twenty years. Therefore, a divorce is inevitable. Yet, hearing the words, "Uh well, I don’t know how to say this but I want to divorce" still hurts.

Immediately, there is emotional turmoil. A thought such as, "Divorce! Divorce! How could this happen?" is a common response.

One of the best ways to move forward with your life after a divorce is to stay focus on your personal and professional goals.

A slight shift in how a person views life can bring about monumental changes within a short amount of time. On average, it takes approximately two to three years to get over a divorce.

While it is usually not mentioned, there are some benefits in experiencing a divorce and recovering from a divorce.

Such as:

  • Less stress - No one there to nag you all the time
  • Less arguments - No one there to pick fights with you
  • More time for self - Freedom to indulge in hobbies more often
  • Able to focus better and for longer periods of time - Less distractions at home
  • More control over our life - No one pressuring you to do things
  • Able to see where you made your mistakes - Become more clear in your thinking

It is time to move on with your life after a divorce when:

  • A myriad of emotions often distract you
  • Thoughts of why the relationship did not work consumes every waking moment
  • Your performance on the job begins to decrease substantially and people notice it
  • It feels as though the world is collapsing around you

It does not take much to get over a divorce. What is required is consistent effort and dedication to improve one’s life. Now suck it up and start moving forward.

Shawn Nelson, MSA is a Motivational Speaker, Life Counselor and Author who creates guides, e-Courses and run several web sites that help people achieve their relationship, personal, life and professional goals. To learn more visit the Get Over A Divorce and Divorce Recovery web site.

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Saturday, June 7, 2008

This is Not Your Parent's Divorce - 7 Ways Divorce is Different Today

1. More people are getting divorced. 50% of all first marriages end in divorce. 60% of second marriages end up in divorce. This is nothing like divorce of even 20 years ago.

2.The cost of divorce is escalating. In southern California some divorce attorneys charge $650 an hour or more. We are beginning to see a two tiered system: the upper middle classes and above hire a divorce attorney. Everyone else goes in pro per (represents themselves) due to lack of funds. Legal services are priced like any other service in a free market economy. Whatever the market will bear is the price we pay. With so many needing a divorce, an attorney can choose the well off and ignore the rest.

3. Lawyers can be picky. Even within the selected group that can afford an attorney, attorneys are so busy they can pick and choose their clients. Too many red flags and they will not take your case. A red flag can be female, lack of sufficient assets to litigate for a long time. Why is a woman a red flag? Lawyers don't want stories, and women like to tell the history of the marriage. Women often don't control the funds and it is easier to obtain a retainer from a male. Women are often more emotional and this puts them at a disadvantage.

4. More custody battles. The tender years doctrine is, alas, gone. Little babies are being taken from moms and given more visiting time to dad and sometimes sole custody. If mothers want their children, they often have to fight for them in a long and protracted battle.

5. Divorce has become a 60 billion plus industry. This includes what has come to be known as the "whores of the court." These are the evaluators, guadian at litems, therapists, career counselors and forensic accountants. The more you fight about, the more they pop up like mushrooms. You have a right to question, and say no to these people. If your attorney tells you otherwise, find someone who will tell you the truth.

6. A marriage is an economic unit controlled by the state. Marriages have become more complex as our financial lives have become more complex. Breaking up is not simple. It has all the elements of a corporation and must be treated as such. Breach of fiduciary duty used to be a concept most often talked about in the corporate world. Now, it relates as much to ending the economic unit called marriage.

7. People in their 40's, 50"s and 60's make up most of the divorce population. It didn't used to be this way. This demographic has more money, houses, boats, toys in general. This leads to a lot of hidden assets. Men are generally better at hiding assets than women. When a woman tells her attorney, "I know there is more - he's hiding assets." she is probably right. But watch out...the biggest change in years in divorce has not impacted the attorneys. They do not do proper discovery, they are left behind with the world of easier less complex divorces. Consider a civil litigator rather than a family law attorney to handle complex property matters.

Ready for the next marriage? PRENUP!

If you want more information on how the 'new' face of divorce impacts you and tips on how to navigate the system, find out how at http://www.narcissisticabuse.com and http://www.divorceandlawyers.com

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